Hello! I have to admit, I'm doing better than some people on here that I've read about, I'm not going to make up some kind of sad sob story, I'm just going to tell you like it is. What I need to do is to pay off 4 bills. I'm married, 16 years now, and I can't say that my husband is abusive or anything along that line. We, especially me, have been VERY unhappy for about 6 years now. We have a 10 year old son, and a 21 yr old daughter from my first marriage that my husband took in as his own, to this day, and has made him a grandpa. My problem is that I'm at the point that I'm so unhappy, depressed, (I do actually have medical problems such as these) and I need to be able to leave my husband and start my life over again. There is no communication anymore, and we have known for years that we shouldn't be together. It's really a financial thing that makes us stay together, and of course, our son. We have 4 bills (besides a mortgage, which is in his name, and I just dont think that's the most important part right now to deal with), all of them are because of me, and only one of them is in his name. I can't, though, just leave him stuck with the two bills that I've caused. I don't feel right doing that. At the bare minimum, I really would need to pay off the one loan in his name, which is approximately $3,500, and a military credit card (he is retired air force, 23 years, been retired 3 years now) with a balance of $4000.00. The other two, one is a credit card in my name only, for right about $3900, and a school loan of $7,000 that I've been paying on as much as I can for 20 years. Yes, 20 years! My credit is terrible because of this. I wouldnt' be able to live on my own and pay these bills, dont have the credit for an apartment, so I'm stuck living where I am. I am an LPN, which I've worked at some small office jobs here and there, though I've had my certificate since 2001. I HATE nursing, but, once I move out, that's what I'm going to have to do. Where we live now, there are NO nursing jobs, we live in a very small town, and my husband is a contractor for the Army, so we can't just get up and move to a place where there would be work for me. We actually started taking in foster children just over a year ago, something we wanted to really do, but also, there's the benefit of my being able to be home (because there is no work), and still get some kind of income. It seems though that we can't get any foster children that end up staying for more than a month or two because of various reasons. There isn't family to rely on financially, we have already had one bankruptcy. The whole point is that I HAVE to leave. I can't live the rest of my life being as unhappy as I am(it goes pretty deep). But, because I'm unable to take care of myself (and my son if he chooses to come with me) money wise, and the fact that feel it would be really wrong to leave my husband with these 2 bills that are in his name, I have no choice but to stay where I'm at. I need to pay off these bills, make sure my credit report is cleared up, and have just enough money to move on. I already know where I want to go, and there's a great chance that I'll already have a place to live, not to mention the job market for nursing is great. ANY help paying these bills would be so fantastic. I did manage to pay off one bill that was in my name, just this past October, so yes, I have been trying it on my own. I just don't have the 2, 3 or 4 years to play with that it would take for me to pay these bills off. My story sounds petty compared to some, but I just can't stay in a marriage where there is no love, communication, nothing. Ideally, I would love to be able to do this in about 6 months, though I know it could take upwards of a year, or probably 2-3 doing it on my own. Please consider helping me in any way, any amount possible. Debt consolidation and another bankruptcy are not options anymore. Any funds would go straight to bills, and this would be because I would prefer money orders already filled out to the companies that need paid (so you know I'm not getting the money). Larger amounts of money, if I'm lucky enough to get that, I'm not sure how to go about getting it straight to the company besides sending it myself. Right now, even amounts of a few hundred dollars is going to make a huge difference. Thank you so much for listening to my story, and if you're one of those that is lucky enough to help someone, whether its me or not, thank you.
